Ayushman Bharat Health Insurance for Senior Citizens, Who Can Get ₹5 Lakh Coverage?
Ayushman
Bharat Health Insurance for Senior Citizens, Who Can Get ₹5 Lakh Coverage? The Union cabinet has approved health insurance for
senior citizens under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana.
According to Minister Ashwini Vaishnaw, this plan will help about 6 crore
senior citizens in India.
Key Points:
- ₹5 lakh health cover: Eligible people will get up
to ₹5 lakh in health insurance. This will benefit around 4.5 crore
families in India.Let’s look at who can get this health insurance:
Who is eligible?
- Senior Citizens (70 years and
above): If
you are 70 years old or more, you can get this health insurance, which
gives ₹5 lakh for your family.
- Extra ₹5 lakh for some families: If you are already part of
the Ayushman Bharat scheme, you will get an additional ₹5 lakh. This extra
amount is just for you and doesn’t need to be shared with your family.
- Private Health Insurance
Holders: Even
if you already have private health insurance, you can still use this
scheme.
- Other Government Health Schemes: If you are part of schemes
like Central Government Health Scheme (CGHS), Ex-Servicemen Contributory
Health Scheme (ECHS), or Ayushman Central Armed Police Force (CAPF), you
will need to choose between your current scheme or Ayushman Bharat.
- Special Card: All people who qualify will
get a special card to use the scheme.
What is Ayushman Bharat Pradhan Mantri Jan Arogya
Yojana?
This is the world’s biggest publicly funded
health insurance program. Each eligible family gets ₹5 lakh of health
insurance every year. It covers nearly 55 crore people and 12.34 crore families
in India.
